Your partner in financial growth.
We stand with the entrepreneurs, small businesses, and businesses that big banks often overlook, empowering your financial decisions with accessible AI solutions and personalized insights.
THE MISSION
Optimizing growth through AI.
Our mission is to equip our customers with the tools and insights they need to enhance cash flow, control costs, and make data-driven decisions to elevate performance through AI and machine learning capabilities across the business lifecycle.
Our Story
Redefining business finance.
Finfare was founded in 2021 with a deep understanding that small-to-mid-size businesses deserve accessible financial solutions tailored to their unique needs and ambitions.
We noticed a glaring gap: while major banks prioritized large corporations and high-growth tech startups, countless businesses driving real-world economic growth were underserved. Our team, drawing on extensive experience in finance, payments, and technology, set out to bridge that gap.
We started by addressing one crucial challenge—easy access to capital. We introduced a corporate card designed specifically for the needs of growth-minded businesses, featuring no personal guarantees, flexible spending controls, and transparent, real-time insights.
Today, our commitment extends beyond financial products. With every transaction, our clients earn up to 1.5% cash back and personalized guidance from our in-house experts, turning everyday financial activity into strategic business opportunities. We are pleased to introduce Finfare AI Solutions—helping our customers accelerate the use of AI in their businesses with immediate impact.
At Finfare, it’s more than financial management—it’s partnership, empowerment, and growth.
Meet the team
Meet the leaders behind the Finfare team.
Led by seasoned operators and fintech technology veterans committed to building smarter
infrastructure for the real economy.
Mark Davis
Chief Operating Officer
Mark David brings over 25 years of experience with global financial services leaders including American Express, Mastercard, Citibank, and Argus Advisory Services (a TransUnion company). His expertise spans data analytics, credit risk management, lending portfolio strategy, partner relations, and strategic initiatives across lenders, processors, and technology providers.
Throughout his career, Mark has led portfolio analytics engagements that improved lending profitability, reduced risk, strengthened customer engagement, defined risk appetite frameworks, refined underwriting criteria, and developed MIS reporting solutions.
His background gives him a unique perspective on how to enhance enterprise capabilities and drive profitable growth.
Calvin Jin
Chief Analytics Officer
Calvin Jin has a proven track record of delivering advanced machine learning models for major financial institutions. As Senior Director of Banking and Lending Analytics at Equifax, he led high-impact initiatives in credit and risk modeling. At Toyota Financial Services, he developed customer loyalty analytics frameworks, built predictive models, and implemented enterprise-wide KPI tracking systems that delivered measurable results.
His expertise spans machine learning, financial modeling, experimental design, and pricing optimization. This rare combination of technical depth and cross-industry experience enables Finfare to turn raw data into actionable insights that drive growth and sharpen our competitive edge.
Testimonials
What our employees are saying.
A behind-the-scenes look into how our team members love to help their customers grow.
Ready to elevate your career?
Join Finfare and help shape a smarter financial future for the businesses that power our economy. We’re a passionate team of innovators, builders, and problem-solvers transforming everyday financial decisions into strategic growth opportunities.
If you’re driven by purpose, thrive in fast-paced environments, and want your work to make a real impact—Finfare is the place for you.
